Reader’s Question: Hello, I am hoping you can help. I live in New Haven, CT with my husband who happens to have high blood pressure. Is life insurance available to people with high blood pressure? We certainly hope so that there is in Connecticut. Rosemarie New Haven, CT Rosemarie, you are in luck! Life insurance [...]

Reader’s Question: I know there is term life and permanent life coverage available in Bridgeport Connecticut. I have been told to look into variable life insurance. What can you tell me about these insurance terminologies? I am more than clueless with these things, you know. Jaron Bridgeport, CT Hello Jaron, You have it right, Jaron. [...]

Reader’s Question: I will be buying my own life insurance soon in Hartford, Connecticut. How do the insurance companies check if I’m a smoker or not? Dude Hartford, CT Hello Dude I am from Hartford too and I should know. Life insurance companies in Hartford will basically know if you smoke by the data you [...]

Reader’s Question: Can I change beneficiaries after my first premium payment in my life insurance? Dexter Hartford, CT Hello Dexter If you are the policy holder or owner of the life insurance, you can change beneficiary only if it is not stipulated in the policy that “Beneficiary is Irrevocable”. There are life insurance policies particularly [...]

Reader’s Question: I’m trying to learn about life insurance and in some random reading, I came across the terms like policyholder and insured. Are they the same? Or is the term interchangeable? Kent New Haven CT Thanks for asking, Kent If you look at the meaning of each term for life insurance, you will definitely [...]

Reader’s Question: I’m a smoker and I understand that I might get high premiums when I buy life insurance in Connecticut. Nevertheless, I would like to ask, is there ever a cheap term life insurance for smokers like me? Eli Bridgeport, CT Hi there, Eli You’re right that smokers may get high premiums on life [...]

Reader’s Question: I have diabetes since I can remember and for the fear of being rejected by insurers, I never even tried applying again. However, I learned lately from a life insurance agent in New Haven, Connecticut that I can now get a life insurance with no medical exam. How true is this? I hope [...]